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NEW YORK (Money) — Donald Trump may accept assassin one added amateur than he thinks. When the absolute acreage mogul launched Trump Mortgage in April, he said it would inject candor into an industry that has the acceptability for giving barter a raw deal.

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To arch the mortgage broker, Trump assassin E.J. Ridings, who the company’s Web armpit touts as a acclimatized pro. “Trump Mortgage is activity to booty bigger affliction of bodies than anyone in the mortgage industry anytime has,” Trump said at the time.

Ridings, of course, agrees. “The apartment bang has admiring a array of bodies into this business, not all of them honest,” he told Money Magazine in September. “I absolutely accept that the accessible needs and wants a safe abode to get a mortgage.”

But if Trump is aggravating to body a mortgage cast on honesty, he seems to accept said ‘You’re hired’ to the amiss executive.

In interviews with Money and on his company’s Web site, Ridings has fabricated a cardinal of apocryphal or ambiguous claims about his able experience. Last week, afterward inquiries by Money into Ridings’ background, Trump Mortgage adapted its Web site, removing some of the claims it independent about Ridings’ accomplished employment.

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First, Ridings’ antecedent bio declared that afore aing the aggregation he was “a top controlling at one of Wall Street’s best celebrated advance banks.”

Second, the bio had said that Ridings was an “established leader” at one of New York’s arch mortgage boutiques.

Third, the bio said he had 15 years of acquaintance in the banking industry.

All three claims arise to be false, according to authoritative abstracts acquired by Money and interviews with above colleagues of Ridings.

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Best Loan Officer Resume Example | LiveCareer – mortgage servicing resume | mortgage servicing resume

Ridings, 42, has never been a top able on Wall Street. Ridings, in an account with Money in September, said the “top-executive” advertence in his bio refers to an 18-month aeon in which he was a retail banal agent at Morgan Stanley.

But alike that is a cogent addition of the truth. According to abstracts from the New York State Attorney General’s office, Ridings formed at Morgan Stanley’s allowance accessory Dean Witter Reynolds in the abatement of 1998 for beneath than three months. During that time, he was a registered agent for six canicule afore abrogation the firm.

A backer at Morgan Stanley accepted that Ridings formed for the firm’s allowance analysis briefly in the abatement of 1998, but would not animadversion on how or why Ridings larboard the firm. The backer beneath to animadversion on what Ridings’ role was at Morgan Stanley or whether he could accept risen to a “top executive” in his three-month tenure.

In acknowledgment to questions from Money, Ridings said that the Attorney General’s appointment is mistaken but did not accord any affirmation to abnegate the Attorney General’s records.

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Ridings is additionally inflating his position in the mortgage industry. According to above colleagues, Ridings was a almost accessory amateur at the mortgage bazaar GuardHill Financial, breadth he formed from June 2003 to April 2005.

Jan Scheck, who Ridings listed as his administrator on abstracts he filed with the New York State Banking Department, said Ridings captivated an entry-level position at the firm, and was one of 40 accommodation originators. Scheck concluded up actuality assassin by Ridings at Trump Mortgage as civic sales manager, but larboard the aing this year afterwards his one-year arrangement was up.

Steven Schnall, who for 14 years has been arch of New York-based New York Mortgage Company, one of the better mortgage companies in the area, says he had never heard of Ridings afore Trump launched his company.

Ridings maintains he was a baton at GuardHill. Through a spokesperson, Ridings said his above colleagues “may be gluttonous to attenuate E.J.’s present day success.”

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What about those 15 years of acquaintance in the banking industry? According to abstracts acquired by Money from the New York State Banking Department, Ridings’ aboriginal job in the banking casework industry was his abrupt time as a agent at Morgan Stanley in backward 1998. The abstracts additionally say he was a day banker for two years, and formed at subprime lending aing Equity Funding for one year afore aing GuardHill.

Where Ridings does accept a fair bulk of acquaintance is in the comestible supplement business. In the mid-1990s, he founded a aggregation that awash a array of vitamins and bloom drinks. Afore that, Ridings endemic a charwoman service. Ridings, through a spokesperson, says his 15 years of acquaintance includes the “financial industry acquaintance aural his own companies that he founded beforehand in his career.”

Trump Mortgage is off to a aflutter start. At atomic six residential mortgage professionals accept larboard the aing in the accomplished six months, including Scheck and Craig Lane, who was assassin to run the company’s Florida operations.

And Trump Mortgage has collapsed abbreviate of Ridings’ beforehand forecasts. At the time of the company’s launch, Ridings predicted the aggregation would complete $3 billion in loans in 2006, abundant of it in residential lending. Now Ridings says, “Trump Mortgage advancing accomplishing aing to $1 billion in residential mortgages, but that amount may not be accomplished by the end of this year.”

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Donald Trump beneath to animadversion for this story.

Trump Mortgage could not be accomplished to animadversion on why Ridings’ bio on the Web armpit was afflicted afterward inquiries by Money.

Ridings says his aggregation is off to a abundant start. “What we accept got activity actuality is phenomenal,” Ridings said recently. “Trump Mortgage is activity to be huge.”

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